Taking Wise Precautions

Taking Wise Precautions

A prudent person foresees danger and takes precautions. The simpleton goes blindly on and suffers the consequences.

Proverbs 22:3

DID YOU KNOW that appliances are not eternal? Refrigerators die, usually when you’re on vacation at Myrtle Beach. And did you know that when your refrigerator dies, it will cost you several hundred dollars to replace it? Are you saving for the death of your refrigerator?

As Proverbs 22:3 says, being wise involves looking ahead and taking precautions. A regular savings plan is wise stewardship. Please notice that I said “regular.” Saving ten dollars every week is better than saving whatever you happen to have left over at the end of the week. If you plan, you’ll come out ahead. For painless saving that doesn’t depend on you to remember, you might investigate automatic deductions from your checking account to a savings or investment account.

Give to God first, pay yourself second (save), and then live on the rest. You may have to lower your standard of living to follow this plan, but that’s not a bad idea. The Bible says, “In the house of the wise are stores of choice food and oil, but a foolish man devours all he has” (Proverbs 21:20, NIV). Problems occur in life. Cars break down, homes need repair, kids get sick. If these events create a financial strain, they will bring even more stress to your relationship than they would otherwise. Be wise and start a regular savings plan. Being prepared for the unexpected is one step toward a growing marriage.

I know, Father, that unexpected expenses can be a source of tension in my marriage. Please help us to be disciplined enough to save for the future, knowing that saving is good stewardship and will prepare us for whatever is ahead. Thank you that the future is in your hands.

Money