Romans 4:5-8 NIV

[5] However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness. [6] David says the same thing when he speaks of the blessedness of the one to whom God credits righteousness apart from works: [7] “Blessed are those whose transgressions are forgiven, whose sins are covered. [8] Blessed is the one whose sin the Lord will never count against them.”