Exodus 22:25-27 NIV

[25] “If you lend money to one of my people among you who is needy, do not treat it like a business deal; charge no interest. [26] If you take your neighbor’s cloak as a pledge, return it by sunset, [27] because that cloak is the only covering your neighbor has. What else can they sleep in? When they cry out to me, I will hear, for I am compassionate.